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Sunset over the rooftops of Ljubljana

The Non-Goodbye

After eleven years of leaving places and people, Lisa and I understand something about goodbyes that most people don't have to think about. They're permanent. We just don't say so.
Lee Rosen 3 min read 24 May 2026
A helicopter flying overhead in Mayrhofen, Austria

Your Evacuation Membership Doesn't Go Where You're Going

You bought the evacuation membership. You assumed it travels with you. It doesn't — and the line it won't cross is drawn by the State Department, not by actual danger.
Lee Rosen 12 min read 16 May 2026
A shop sign in Vietnam that reads LEE HOUSE

Get Some Cash: ATMs, Foreign Banks, and the Cards That Beat Them

Foreign ATMs want to charge you. Foreign banks want to charge you. Your own bank wants to charge you. With the right cards, all three charges go to zero. Here's the setup that actually works.
Lee Rosen 18 min read 13 May 2026
A Lufthansa 747 at Frankfurt Airport

The Fuel Crisis Is Real. Fly Anyway.

150,000 flights cut. Spirit's dead. Fares up 19%. The EU just blocked airlines from using fuel prices as a compensation dodge. Here's what it actually costs you — and what it doesn't.
Lee Rosen 7 min read 10 May 2026
Palm trees and a lifeguard stand on Miami Beach

The Medicare Stack

Medicare decisions are confusing enough when you live in one place. When you've left the US and have no intention of going back full-time, the choices get weirder. Here's my full stack — what I chose, what I rejected, and where I'm still uncertain.
Lee Rosen 16 min read 09 May 2026
A laptop on a terrace table facing the sea at Pomos, Cyprus

The Nomad Stack: How We Stay Connected (Phones, Numbers & Data)

After 11 years and 120+ countries, here's the phone and data setup that actually works — the SIMs, the numbers, the apps, and what we ditched after getting burned.
Lee Rosen 13 min read 07 May 2026
If They Didn’t Ask About Pre-Existing Conditions, You’re Not Covered

If They Didn't Ask About Pre-Existing Conditions, You're Not Covered

If the insurance application didn't ask about your health history, the insurer is reserving the right to deny your claim later. Here's exactly how that trap is set — and how to spot a policy that actually covers you.
Lee Rosen 8 min read 03 May 2026

Lee Rosen

Everything has a clause.

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